California rules, renting and insurance for protection dog buyers

California has a statute on dog bites that generally holds owners responsible when a dog bites someone in public or while that person is lawfully on private property. For how it could apply to you, speak with a California attorney and check your state and local laws.

Cities and counties may cap the number of dogs per household, set leash rules, require licenses and restrict dogs in certain parks or beaches. Call animal services in your city for the list.

Renting with a large dog can be tough. Landlords can set rules on size and breed, and associations may add their own. Get permission in writing and keep a copy.

• Ask about weight limits, breed lists and pet fees.
• Ask what happens if a neighbor complains.
• Confirm whether the policy applies to guests and long visits.

California's home insurance market has been unsettled in recent years. Some insurers ask about dogs or breeds. NerdWallet explains the basics, and your agent can tell you what your own policy does.

Parks, trails and beaches often have posted dog rules. A protection dog should be under control in every one of them.